Privacy Policy

1. Who we are

This Privacy Policy describes how NRIBay ("NRIBay", "we", "us") collects, uses, shares, and protects personal information when you use nribay.com (the "Service"). It applies to all visitors and account holders. By using the Service you agree to this Policy.

2. Information we collect

Information you provide

Information collected automatically

3. How we use your information

We do not sell or rent your personal information, and we do not use it for third-party advertising.

4. What other users can see

The Service is a public marketplace. Your name, avatar, reviews, and live listings (including photos and the city/state you enter) are visible to anyone on the internet. Your email address is never shown publicly. Direct messages are visible only to you, the other participant, and authorized administrators handling abuse reports or support issues.

5. How we share information

We share personal information only with:

6. Data retention

We retain your information for as long as your account is active. If you delete your account from your dashboard, your profile, listings, photos, and messages are deleted. We may retain limited records (such as moderation logs or information needed to comply with legal obligations, resolve disputes, or enforce agreements) for a reasonable period afterward.

7. Security

We use industry-standard safeguards: encrypted connections (HTTPS), hashed passwords, row-level security on our database, rate limiting, and bot protection. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security. Please use a strong, unique password and never share verification codes.

8. Your rights and choices

9. U.S. state privacy rights (including California)

Depending on your state of residence (including California, Colorado, Connecticut, Texas, Virginia, and others with comprehensive privacy laws), you may have the right to: know what personal information we collect and how we use it (described in this Policy); access a copy of your personal information; correct inaccurate information; delete your information; and not be discriminated against for exercising these rights.

We do not sell your personal information, and we do not share it for cross-context behavioral advertising, as those terms are defined under the California Consumer Privacy Act (CCPA/CPRA). We therefore do not offer a "Do Not Sell or Share" opt-out because there is nothing to opt out of. We do not use or disclose sensitive personal information for purposes requiring a right to limit.

To exercise any right, use your dashboard's self-service tools or contact us through the contact page. We will verify your request using your account email and respond within the timeframe required by your state's law. You may use an authorized agent where permitted, subject to verification.

10. Children

The Service is not directed to anyone under 18, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us personal information, contact us and we will delete it.

11. Users outside the United States

The Service is operated from and intended for users in the United States. If you access it from elsewhere, you understand that your information will be processed and stored in the United States.

12. Changes to this Policy

We may update this Policy from time to time. We will post the updated Policy here with a new "Last updated" date and, for material changes, provide additional notice. Continued use of the Service after changes take effect constitutes acceptance.

13. Contact

Privacy questions or requests? Reach us through the contact page or by email at [email protected].